Voyager Digital's (OTCQX:VYGVF) earlier announcement on Wednesday that it filed for Chapter 11 bankruptcy is putting its account holders in a tough position as they likely won't be able to recoup 100% of their bitcoin (BTC-USD), ethereum (ETH-USD) or other cryptos.That's because the crypto broker and lender said it's expecting users to be "impaired" by the restructuring process, Bloomberg noted.Nevertheless, the company is seeking to repay its users with a combination of their crypto deposits, stock in the restructured firm, Voyager (OTCQX:VYGVF) coins and money recouped from collapsed crypto-focused hedge fund Three Arrows Capital, which owes Voyager over $650M after it failed to make a loan repayment, Bloomberg noted, citing court papers.For users that have U.S. dollar deposits in their account, they will "receive access to those funds after a reconciliation and fraud prevention process is completed with Metropolitan Commercial Bank," Voyager said in a statement.At the beginning of July, Voyager Digital halted platform withdrawals, deposits and trading.